"RRSP season until the end of February 2013, is an excellent tool Using

The Home Buyers Plan!"

First Time Home buyers are considered to be purchasers who have not owned an occupied home since January 1st 2008 and ending 31 days before the date of the withdrawal.

With RRSP season upon us, this will give you an opportunity to contact your clients to take advantage of a 90 day no pay loan that will boost their downpayment tremendously, with no monthly payment obligation. A very large Tax Refund will be the outcome when taking advantage of the unused portion of their allowable RRSP contributions. This can be used to enhance their down payment or perhaps pay off debt for improved mortgage qualification. You should be contacting us for further clarification.

Compliments of Richards Kitts 519-743-4365